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["附件1"]
["企业人民币贷款利率执行表"]
["2021年4月20日全国银行间同业拆借中心公布的贷款市场报价利率LPR一年期为3.85，五年期为4.65"]
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[{"$nulls":3},"单证土地使用权抵押（取得土地使用权1年内）",495,{"v":8.8,"d":"8.80"},565,{"v":9.5,"d":"9.50"},504.9999999999999,{"v":9.7,"d":"9.70"}]
[{"$nulls":3},"在建工程抵押",335,{"v":7.2,"d":"7.20"},340,7.25,504.9999999999999,{"v":9.7,"d":"9.70"}]
[{"$nulls":3},"设备抵押",495,{"v":8.8,"d":"8.80"},565,{"v":9.5,"d":"9.50"},504.9999999999999,{"v":9.7,"d":"9.70"}]
[null,null,"保证","一般单位保证",395,{"v":7.8,"d":"7.80"},400,7.85,494.99999999999994,{"v":9.6,"d":"9.60"}]
[{"$nulls":3},"担保公司担保",260,6.45,265,{"v":6.5,"d":"6.50"},365.00000000000006,8.3]
[null,"调节指标","行业投向指标","　印染、化工、建筑",45,null,50,null,50]
[null,null,"客户贡献指标","日均存贷比35％以上",-65,null,-75,null,-75]
[{"$nulls":3},"日均存贷比30％（含）—35％",-45,null,-50,null,-50]
[{"$nulls":3},"日均存贷比25％（含）—30％",-35,null,-35,null,-40]
[{"$nulls":3},"日均存贷比20％（含）—25％",-25,null,-25,null,-25]
[{"$nulls":3},"   吸储与贷款比≥60%",-45,null,-50,null,-50]
[{"$nulls":3},"   50%≦吸储与贷款比＜60%",-25,null,-25,null,-25]
[null,null,"其他调节指标","上年度启东应税销售收入排名前50名",-45,null,-50,null,-50]
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["特级资质建筑企业及其子公司",null,"总公司",null,235,{"v":6.2,"d":"6.20"},275,{"v":6.6,"d":"6.60"},234.99999999999997,7]
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[{"$nulls":3},"本公司、股东本人市外商铺门面房抵押",430,8.15,450,8.35,400,8.65]
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[{"$nulls":3},"非本公司非股东本人市内商铺门面房抵押",430,8.15,450,8.35,404.9999999999999,8.7]
[{"$nulls":3},"非本公司非股东本人市内商住房抵押",365,{"v":7.5,"d":"7.50"},395,{"v":7.8,"d":"7.80"},375,8.4]
[{"$nulls":3},"非本公司非股东本人市外商铺门面房抵押",455,{"v":8.4,"d":"8.40"},485,{"v":8.7,"d":"8.70"},434.99999999999994,9]
[{"$nulls":3},"非本公司非股东本人市外商住房抵押",405,{"v":7.9,"d":"7.90"},434.99999999999994,{"v":8.2,"d":"8.20"},404.9999999999999,8.7]
[{"$nulls":3},"总公司保证",430,8.15,484.99999999999994,{"v":8.7,"d":"8.70"},434.99999999999994,{"v":9,"d":"9.00"}]
[{"$nulls":3},"一般单位保证",560,9.45,595.0000000000001,{"v":9.8,"d":"9.80"},524.9999999999998,{"v":9.899999999999999,"d":"9.90"}]
["特色类贷款",null,null,"新农贷",245,{"v":6.3,"d":"6.30"},250,6.35,289.99999999999994,7.55]
[{"$nulls":3},"商誉贷",245,{"v":6.3,"d":"6.30"},250,6.35,379.9999999999999,8.45]
[{"$nulls":3},"税易贷",175,{"v":5.6,"d":"5.60"},185,{"v":5.7,"d":"5.70"},135,{"v":6,"d":"6.00"}]
[{"$nulls":3},"应收账款质押贷款",245,{"v":6.3,"d":"6.30"},250,6.35,490.00000000000006,9.55]
[{"$nulls":3},"合同能源管理项目收益权质押贷款",245,{"v":6.3,"d":"6.30"},250,6.35,490.00000000000006,9.55]
[{"$nulls":3},"排污权抵押贷款",245,{"v":6.3,"d":"6.30"},250,6.35,490.00000000000006,9.55]
[{"$nulls":3},"惠农贷（贷款用途为种粮且额度不超过100万（含））",38,4.23,73,4.58,46,5.11]
[{"$nulls":3},"惠农贷（涉农第二、第三产业类以及其他类贷款客户）",77,4.62,111,4.96,93,5.58]
[{"$nulls":3},"融e贷（信用部分--制造业）",155,{"v":5.4,"d":"5.40"}]
[{"$nulls":3},"融e贷（信用部分--非制造业）",245,{"v":6.3,"d":"6.30"}]
[{"$nulls":3},"货易贷","利率参照对应贷款的担保方式"]
[{"$nulls":3},"结算贷","利率参照对应贷款的担保方式"]
[{"$nulls":3},"科技贷","利率参照对应贷款的担保方式，在此基础上下降50BP,不再享受小微企业利率优惠"]
[{"$nulls":3},"名单制客户首次用信，金额最高50万元",20,4.05]
["    备注：1、日均存贷比重的日均存款根据上一年度存款全年余额积数除以天数计算，全额银行承兑汇票保证金折半计算，有敞口银行承兑汇票保证金不计算在内。使用支农再贷款或扶贫专项资金的，利率根据人行要求另行确定。  \n         2、其他调节指标中对普惠型小微企业的优惠做如下说明：（1）“普惠型小微企业贷款”是指单户授信总额1000万元以下（含）的普惠型小微企业法人用于生产经营活动的小微企业贷款。（2）对于借新还旧贷款不享受本项利率优惠，流转贷贷款可以享受。\n         3、惠农贷利率以省联社与省农担的沟通为准。\n         4、名单制客户指省联社网格化营销系统中2021年百行进万企、2021年纳税企业。\n         此利率在下一次公布利率之前有效。"]

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["附件2"]
["自然人人民币贷款利率执行表"]
["2021年4月20日全国银行间同业拆借中心公布的贷款市场报价利率LPR一年期为3.85，五年期为4.65"]
["类别","项目",null,null,"执行利率（%）"]
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[{"$nulls":3},"非本人商住房抵押",340,7.25,370,7.55,350,8.15]
[{"$nulls":3},"非本人商铺门面房抵押",410,7.95,440,8.25,390,8.55]
[null,null,"保证贷款",null,370,7.55,430,8.15,380,8.45]
[null,null,"信用贷款",null,410,7.95,415,{"v":8,"d":"8.00"},450,9.15]
["经营类贷款","风险类别","质押","本行存单",45,{"v":4.3,"d":"4.30"},85,{"v":4.7,"d":"4.70"},25,{"v":4.8999999999999995,"d":"4.90"}]
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[null,null,"抵押","本人市内商住房抵押",205,5.9,210,5.95,260,7.25]
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[{"$nulls":3},"非本人市外商铺门面房抵押",435,8.2,465,{"v":8.5,"d":"8.50"},415,8.8]
[null,null,"信用","小额信用、联保贷款",470,8.55,475,{"v":8.6,"d":"8.60"},450,9.15]
[{"$nulls":3},"信用贷款",410,7.95,415,{"v":8,"d":"8.00"},395,8.6]
[null,null,"保证","一般单位保证",395,{"v":7.8,"d":"7.80"},400,7.85,455,9.2]
[{"$nulls":3},"担保公司担保",260,6.45,265,{"v":6.5,"d":"6.50"},365,8.3]
[null,"调节指标","行业投向指标","　印染、化工",45,null,50,null,50]
[null,null,"客户贡献指标","日均存贷比35％以上",-65,null,-75,null,-75]
[{"$nulls":3},"日均存贷比30％（含）—35％",-45,null,-50,null,-50]
[{"$nulls":3},"日均存贷比25％（含）—30％",-35,null,-35,null,-40]
[{"$nulls":3},"日均存贷比20％（含）—25％",-25,null,-25,null,-25]
[{"$nulls":3},"   吸储与贷款比≥60%",-45,null,-50,null,-50]
[{"$nulls":3},"   50%≦吸储与贷款比＜60%",-25,null,-25,null,-25]
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["特色类贷款",null,null,"新农贷（农村土地承包经营权抵押）",125,{"v":5.1,"d":"5.10"},175,{"v":5.6,"d":"5.60"},115,5.8]
[{"$nulls":3},"新农贷（农机具抵押）",205,{"v":5.9,"d":"5.90"},260,6.45,205,6.7]
[{"$nulls":3},"新农贷（新型农村主体）",245,{"v":6.3,"d":"6.30"},250,6.35,290,7.55]
[{"$nulls":3},"新农贷（沿海融易贷）",245,{"v":6.3,"d":"6.30"},250,6.35,290,7.55]
[{"$nulls":3},"惠农贷（贷款用途为种粮且额度不超过100万（含））",38,4.23,73,4.58,46,5.11]
[{"$nulls":3},"惠农贷（涉农第二、第三产业类以及其他类贷款客户）",77,4.62,111,4.96,93,5.58]
[{"$nulls":3},"惠农贷“小贷”",70,4.55,137,5.22,105,{"v":5.7,"d":"5.70"}]
[{"$nulls":3},"船易贷",70,4.55,165,{"v":5.5,"d":"5.50"},150,6.15]
[{"$nulls":3},"绿能融",125,{"v":5.1,"d":"5.10"},175,{"v":5.6,"d":"5.60"},115,{"v":5.8,"d":"5.80"}]
[{"$nulls":3},"扶贫贷款",40,4.25,80,4.65,20,4.85]
[{"$nulls":3},"青年创业贷款",125,{"v":5.1,"d":"5.10"},175,{"v":5.6,"d":"5.60"},115,5.8]
[{"$nulls":3},"党员先锋贷款",90,4.75]
[{"$nulls":3},"白衣天使贷",50,4.35]
[{"$nulls":3},"爱家贷",245,{"v":6.3,"d":"6.30"}]
[{"$nulls":3},"农商微贷",245,{"v":6.3,"d":"6.30"}]
[{"$nulls":3},"融e贷（信用部分--制造业）",155,{"v":5.4,"d":"5.40"}]
[{"$nulls":3},"融e贷（信用部分--非制造业）",245,{"v":6.3,"d":"6.30"}]
[{"$nulls":3},"存E贷",45,{"v":4.3,"d":"4.30"}]
[{"$nulls":3},"环保贷（评价为绿色、蓝色）",60,4.45]
[{"$nulls":3},"环保贷（评价为黄色、红色和未评级的）",80,4.65]
[{"$nulls":3},"税企通--个人经营贷",300,6.85]
[{"$nulls":3},"巾帼荣誉贷",50,4.35]
[{"$nulls":3},"好人贷",-105,{"v":2.8,"d":"2.80"}]
[{"$nulls":3},"工业用房租益贷",255,{"v":6.4,"d":"6.40"},260,6.45,294.99999999999994,7.6]
[{"$nulls":3},"随心分（优质抵押类客户、本市优质企业员工、个体工商户、小微企业主、建筑类客户）",266,6.51]
[{"$nulls":3},"随心分（重点行业从业人员，政府机关、事业单位、国企等）",105,4.9]
[{"$nulls":3},"乡村振兴带头人贷",50,4.35]
["线上产品",null,null,"阳光E贷（领英版）",195,5.8]
[{"$nulls":3},"阳光E贷（精英版）",245,6.3]
[{"$nulls":3},"阳光E贷（大众版）",245,6.3]
[{"$nulls":3},"税易通",195,5.8]
[{"$nulls":3},"金易通",195,5.8]
[{"$nulls":3},"农商快贷","195/245","5.8/6.3"]
["    备注：1、日均存贷比重的日均存款根据上一年度存款全年余额积数除以天数计算，全额银行承兑汇票保证金折半计算，有敞口银行承兑汇票保证金不计算在内。使用支农再贷款或扶贫专项资金的，利率根据人行要求另行确定。\n         2、“农商快贷”产品的具体执行利率以系统结果为准。\n         3、其他调节指标中对普惠型小微企业的优惠做如下说明：（1）“普惠型小微企业贷款”是指单户授信总额500万元以下（含）普惠型个体工商户和小微企业主等用于生产经营活动的小微企业贷款。（2）对于借新还旧贷款不享受本项利率优惠，流转贷贷款可以享受。\n         4、惠农贷利率以省联社与省农担的沟通为准。\n         此利率在下一次公布利率之前有效。"]

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["附件3"]
["个人住房按揭贷款首付及利率执行表"]
["2021年4月20日全国银行间同业拆借中心公布的贷款市场报价利率LPR一年期为3.85，五年期以上为4.65"]
["类别","项目",{"$nulls":3},"首付比例","执行利率（%）"]
[{"$nulls":6},"加减BP值","一年","加减BP值","一年（不含）至五年 （含）","加减BP值","五年（不含）以上"]
["消费类贷款","个人住房（商业用房）按揭贷款",null,"名下无房或有一套无贷款","非战略合作楼盘",{"v":0.3,"d":"30%"},155,{"v":5.4,"d":"5.40"},165,{"v":5.5,"d":"5.50"},95,{"v":5.6,"d":"5.60"}]
[{"$nulls":4},"战略合作楼盘",{"v":0.3,"d":"30%"},110,4.95,115,{"v":5,"d":"5.00"},40,5.05]
[{"$nulls":4},"战略合作单位",{"v":0.3,"d":"30%"},105,{"v":4.9,"d":"4.90"},110,4.95,35,{"v":5,"d":"5.00"}]
[{"$nulls":4},"龙豪海景湾（滨海）",{"v":0.3,"d":"30%"},125,{"v":5.1,"d":"5.10"},135,{"v":5.2,"d":"5.20"},65,{"v":5.3,"d":"5.30"}]
[{"$nulls":3},"名下两套（含）以上无贷款","非战略合作楼盘",{"v":0.3,"d":"30%"},155,{"v":5.4,"d":"5.40"},175,{"v":5.6,"d":"5.60"},105,{"v":5.7,"d":"5.70"}]
[{"$nulls":4},"战略合作楼盘",{"v":0.3,"d":"30%"},120,5.05,125,{"v":5.1,"d":"5.10"},50,5.15]
[{"$nulls":4},"战略合作单位",{"v":0.3,"d":"30%"},115,{"v":5,"d":"5.00"},120,5.05,45,{"v":5.1,"d":"5.10"}]
[{"$nulls":4},"龙豪海景湾（滨海）",{"v":0.3,"d":"30%"},135,{"v":5.2,"d":"5.20"},145,{"v":5.3,"d":"5.30"},75,{"v":5.4,"d":"5.40"}]
[{"$nulls":3},"名下仅有一套房且有贷款","非战略合作楼盘",{"v":0.4,"d":"40%"},165,{"v":5.5,"d":"5.50"},185,{"v":5.7,"d":"5.70"},125,{"v":5.9,"d":"5.90"}]
[{"$nulls":4},"战略合作楼盘",{"v":0.4,"d":"40%"},135,{"v":5.2,"d":"5.20"},145,{"v":5.3,"d":"5.30"},70,5.35]
[{"$nulls":4},"战略合作单位",{"v":0.3,"d":"30%"},135,{"v":5.2,"d":"5.20"},140,5.25,65,{"v":5.3,"d":"5.30"}]
[{"$nulls":4},"龙豪海景湾（滨海）",{"v":0.3,"d":"30%"},155,{"v":5.4,"d":"5.40"},165,{"v":5.5,"d":"5.50"},95,{"v":5.6,"d":"5.60"}]
["注：1、与本行战略合作的楼盘指春晓花苑、阅峯名苑、文澜雅苑、龙馨家园、蝶湖景苑、锦茗雅居、龙玺花苑。\n    2、与本行战略合作的单位指启东市汉邦房屋信息咨询服务部、启东丽恩房产信息咨询服务部、启东市儒房房地产信息咨询有限公司、启东市汇龙镇顺发房屋信息咨询服务部、启东市晨阳房产信息咨询服务部、启东市荣创房屋信息咨询服务部、启东市创亿房屋信息咨询服务部、启东市天跃房屋信息咨询服务部、启东市忠茂房屋信息咨询服务部、启东市源园房屋信息咨询服务部、启东市吕四金桥房产中介服务所、启东市易居房产信息咨询服务部、启东市名门房屋信息咨询服务部。\n    3、此利率在下一次公布利率之前有效。\n"]